Raphaël Xixons
Group CEO
Raphaël Xixons is a telecommunications engineer and ISEN graduate, recognized for his strong track record in driving transformation and performance within complex service organizations. He joined ADENES Group in 2004 as an EEA-certified loss adjuster, quickly moving into leadership roles where he spearheaded the Group’s digital transformation and modernized its core claims operations. As Chief Executive Officer of ELEX France since 2017, and former Chief Performance Officer of ADENES Group, he has played a pivotal role in designing and scaling high-impact performance models across operational, financial, social, and societal dimensions. Appointed Chief Executive Officer of the ADENES Group in 2026, he is committed to positioning the Group as a leading and recognized international player in the loss adjusting industry, by scaling the models that have driven its success over the past decade.
Tancrède Stagnara
Managing director & CEO International
Tancrède Stagnara is a graduate of École Polytechnique, one of France’s leading engineering schools (X99), and holds an MBA from INSEAD, a leading international business school.
He began his career at the Safran Group, working in France and later in China.
In 2011, he joined the insurance expertise sector and co-founded Vering in 2014, an ADENES France entity specializes in managing corporate risk claims for major clients.”
He became VP Development and International of ADENES France in 2020, leading its international growth, and was appointed Managing Director & International CEO of the ADENES Group in 2026.
He also serves as Chairman of vrs Adjusters, a global network of loss adjusting and claims management specialists.
Florence Bernetti
Executive VP Group Strategy and Performance – CEO ADENES Europe
Florence Bernetti graduated from the Institut d’Études Politiques of Aix-en-Provence and from EM Lyon business school.
Florence began her career in consulting in 2001 at CSC, within the Insurance Consulting practice, advising major insurance players on transformation programs, organizational design and change management, and became Associate Director.
She joined the ADENES France in 2015 as Managing Director. Since then, she has contributed to the Group’s development, supporting its strategic structuring and business development across its activities and markets.
Following the evolution of the Group’s governance, she was appointed in February 2026 Executive VP Group Strategy & Performance and CEO of ADENES Europe.
Antoine Rosenfeld
Chief Digital Officer
Antoine Rosenfeld graduated as an engineer from Grenoble INP – Phelma, where he developed a strong technical background combining engineering and applied technologies.
He joined ADENES in 2010 as a loss adjuster, building operational expertise in insurance claims, until obtaining in 2020 the EEAG certification, confirming his professional credentials.
Antoine subsequently took the lead of the Projects & Innovation Department of ADENES, to manage transversal projects in a context of group transformation and sustained growth, contributing to the modernization of processes, tools and organizational models.
Since 2025, he has been serving as Chief Digital Officer of the Group, in charge of defining and executing the Group’s digital strategy and digital transformation roadmap, supporting performance, scalability and innovation across all business lines and geographies.
Vincent Gil
Chief Financial Officer
Vincent GIL holds qualifications from the French chartered accountancy track and has successfully completed the Advanced Leadership Programme at EDHEC Business School. He began his career in an accounting firm and then joined the VEOLIA Group, where he built a solid foundation in finance and management. Since joining the ADENES Group in 2014, he has progressively taken on broader financial leadership responsibilities, notably as CFO of ELEX France and CFO of ADENES France, before becoming Group CFO. Over the years, Vincent has made a significant contribution to the Group’s development by reinforcing financial governance, structuring performance management, supporting transformation programs and facilitating the integration of acquired businesses across France and international markets. In his current role, he leads the Group Finance function and oversees financial strategy, treasury, refinancing, performance management and post-acquisition integration, supporting ADENES in its continued growth and strategic ambitions.
Aymeric Lacroix
Group Chief Information Officer
Aymeric Lacroix is an applied economist by training, a graduate of Sciences Po Grenoble (IEP, Economics and Finance) who went on to earn a DEA in Applied Economics and pursue doctoral studies at the Grenoble Doctoral School of Applied Economics. He began his career as a Research Engineer at INRA, France’s National Institute for Agricultural Research, where he spent five years at the intersection of quantitative analysis and applied research. In 2000, he joined SERI Express as IT Manager, before being appointed Chief Executive Officer of SERI Expert in 2008, successfully leading the company through a period of operational transformation. He has served as Group Chief Information Officer of ADENES Group since 2013, where for over eighteen years he has architected the digital backbone of the Group’s expansion, modernized its information systems across France and internationally, and positioned IT as a strategic lever of the Group’s performance model. Recognized as CIO of the Year 2020 by IT for Business, he is today driving ADENES’s international transformation agenda, with the ambition of making technology a defining contributor to the Group’s trajectory toward European leadership in independent loss adjusting.
Xavier Ramond
General Counsel
Xavier Ramond is a Chartered Accountant, graduated in 2003. He joined ELEX in 2005 before joining ADENES France in 2009 as Chief Financial Officer. Since 2021, he has served as Secretary General and CSR Director, expanding his responsibilities within ADENES. He has also been Managing Director of ADENES Academy since its creation in 2017, a certified training center of the ADENES Group offering work-study programs to develop expertise in insurance claims and loss adjustment. Over the years, he has contributed significantly to the Group’s development by supporting its governance, financial structuring and responsible transformation across the organization.
Guillaume Villette
Communication Director
Guillaume Villette began his career in 1996 within a multimedia agency, following his graduation from ISCOM in Paris (Two-year technical degree in Marketing Communication). He joined the loss adjusting sector in 2002 within his family’s loss adjusting firm, where he developed strong field expertise in burglary and theft claims. In 2010, he was appointed Regional Director, before being certified in theft expertise in 2015. He then became National Director of the ELEX Theft Specialty in 2017, overseeing a team of around 100 employees and contributing as a member of the ELEX Executive Committee. In 2020, he created and took responsibility for the Group Communications Department, with the objective of strengthening internal cohesion and fostering a shared sense of belonging across the organisation. Since 2025, he has also extended the scope of his responsibilities to international communications.
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